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Certificates
Ent savings certificates provide safety and security - and higher returns than traditional savings accounts.
Consider one of Ent's Certificate Options:
FlexTerm Savings Certificates
FlexTerm Priority Savings Certificates
My Savings Starter Certificates
My Savings Builder Certificates

FlexTerm Savings Certificates
Ent's FlexTerm Certificates give you more control over your investments because you can select the certificate term that best fits your goals and time horizon.
- Choose a FlexTerm from 3- to 60-months.
- Open your account with as little as $500.
- Enjoy competitive rates.

FlexTerm Priority Certificates
Open your FlexTerm Priority Certificate with a low $5,000 minimum, and get the flexibility you need to meet whatever the future holds with these great features:
- Choose a FlexTerm from 24- to 36-months.
- If rates go up, you can bump your rate once during the term of the certificate – anytime you choose.
- Whether it's money from a maturing certificate, your tax refund or another source, you have the option to add to your certificate one time with a deposit of $1,000 or more anytime during the first year.
- Worried about life's unexpected events? If you ever need access to your funds you can withdraw up to 50% of your balance one time without a credit union penalty.

My Savings Starter Certificates
Looking for a certificate option with a low opening balance requirement and the ability to add deposits at any time? A My Savings Starter Certificate may be just what you're looking for.
- Choose a term from 6- to 12-months.
- Open your certificate with as little as $25.
- Add money to your certificate at any time.
- Enjoy competitive rates.

My Savings Builder Certificate
Saving is easy with Ent’s My Savings Builder Certificate. This 6 month certificate offers a special rate and helps you get in the habit of saving each month with automatic recurring transfers. Open a My Savings Builder Certificate today and make a habit of saving.
- Receive a special dividend rate on balances up to $1,000.
- Renews every 6 months until you reach $1,000.
- Open your certificate with as little as $25 at any Ent Service Center or by phone.
- Requires a monthly Automatic Transfer deposit of at least $5 from another Ent account.
- Add money to your certificate at any time at any Ent Service Center or by phone.

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