If you're looking for competitive rates on a full range of loans and deposits, Ent is where you belong.

Featured Mortgage Rates
Offer	Term	Interest Rate	APR**
15-Year Fixed-Rate Loan	15 Years	4.250%	4.528%
30-Year Fixed-Rate Loan	30 Years	4.875%	5.109%
30-Year Fixed-Rate First-Time Homebuyer (FTHB)	30 Years	5.125%	5.279%

Featured Savings Rates
Offer	Dividend Rate	APY*
My Savings Starter Certificate	0.68%	0.68%
My Savings Builder Certificate	2.47%	2.50%
42-47 Month Certificates	2.47%	2.50%
54-59 Month Certificates	2.72%	2.75%

*APY - Annual Percentage Yield.**APR - Annual Percentage Rate.
Rates are subject to change without notice. Rate and term are dependent upon credit qualifications and/or amount financed. Loan rates listed are the lowest and highest APRs available. Your actual rate is based on previous credit performance. Lowest rate shown is for well-qualified borrowers and includes automatic payment discount.

FHA Title 1 HomeVantage program is not eligible for additional discounts. HomeVantage FHA Title 1 offer available for Colorado Springs Utilities customers under the HomeVantage Home Improvement Financing Program.

Dividends are paid from current income and available earnings after required transfers to reserves. Fees may reduce earnings. Certificate Minimum Deposit Requirements: $25 for a My Savings Starter Certificate or a 6-month term My Savings Builder Certificate, $500 for regular Certificates, and $5,000 for Priority Certificates. The My Savings Builder Certificate has a $1,000 deposit maximum, and cannot be opened as an IRA or ESA. Certificates and IRA Certificates may have a penalty for early withdrawal.

Please reference "Important Account Information" for additional information. For additional rate information, please call (719) 574-1100 or 800-525-9623.