Rates | Savings Rates |

While everyone has different savings goals, they all want a great rate. And that’s why we offer some of the best savings rates available.

If you have questions on the savings product that will best meet your needs, call (719) 574-1100 or 800-525-9623.

Offer	Dividend Rate	APY*
Savings Accounts	0.35%	0.35%
Free Checking	0.00%	0.00%
ValuePLUS Checking	0.15%	0.15%
Free College Checking	0.15%	0.15%
Money Market Savings $0 - $2,499.99	0.30%	0.30%
Money Market Savings $2,500 - $9,999.99	0.75%	0.75%
Money Market Savings $10,000 - $24,999.99	0.90%	0.90%
Money Market Savings $25,000 - $49,999.99	1.00%	1.00%
Money Market Savings $50,000 - $99,999.99	1.09%	1.10%
Money Market Savings $100,000 - $249,999.99	1.34%	1.35%
Money Market Savings $250,000 +	1.34%	1.35%
My Savings Starter Certificate	0.68%	0.68%
3-5 Month Certificates	0.70%	0.70%
6-11 Month Certificates	1.00%	1.00%
My Savings Builder Certificate	2.47%	2.50%
12-Month Certificate	1.39%	1.40%
Money Space Youth Certificate**	1.59%	1.60%
13-17 Month Certificates	1.39%	1.40%
18-23 Month Certificates	1.59%	1.60%
24-29 Month Certificates	1.74%	1.75%
30-35 Month Certificates	1.98%	2.00%
36-41 Month Certificates	2.37%	2.40%
42-47 Month Certificates	2.47%	2.50%
48-53 Month Certificates	2.57%	2.60%
54-59 Month Certificates	2.72%	2.75%
60-Month Certificate	3.06%	3.10%
24-29 Month Priority Certificates	1.64%	1.65%
30-35 Month Priority Certificates	1.88%	1.90%
36-Month Priority Certificate	2.27%	2.29%
3-5 Month IRA Certificates	0.70%	0.70%
6-11 Month IRA Certificates	1.00%	1.00%
12-Month IRA Certificate	1.39%	1.40%
13-17 Month IRA Certificates	1.39%	1.40%
18-23 Month IRA Certificates	1.59%	1.60%
24-29 Month IRA Certificates	1.74%	1.75%
30-35 Month IRA Certificates	1.98%	2.00%
36-41 Month IRA Certificates	2.37%	2.40%
42-47 Month IRA Certificates	2.47%	2.50%
48-53 Month IRA Certificates	2.57%	2.60%
54-59 Month IRA Certificates	2.72%	2.75%
60-Month IRA Certificate	3.06%	3.10%
24-29 Month Priority IRA Certificates	1.64%	1.65%
30-35 Month Priority IRA Certificates	1.88%	1.90%
36-Month Priority IRA Certificate	2.27%	2.29%
IRA Savings Account $0 - $499.99	0.25%	0.25%
IRA Savings Account $500.00 - $2,499.99	0.30%	0.30%
IRA Savings Account $2,500.00 - $9,999.99	0.75%	0.75%
IRA Savings Account $10,000.00 - $24,999.99	0.90%	0.90%
IRA Savings Accounts $25,000 and Above	1.00%	1.00%
Health Savings Account $0 - $499.99	0.25%	0.25%
Health Savings Account $500.00 - $2,499.99	0.30%	0.30%
Health Savings Account $2,500.00 - $9,999.99	0.75%	0.75%
Health Savings Account $10,000.00 - $24,999.99	0.90%	0.90%
Health Savings Account $25,000 - $49,999.99	1.00%	1.00%
Health Savings Account $50,000 and Above	1.09%	1.10%
3-5 Month HSA Certificates	0.70%	0.70%
6-11 Month HSA Certificates	1.00%	1.00%
12 Month HSA Certificate	1.39%	1.40%
13-17 Month HSA Certificates	1.39%	1.40%
18-23 Month HSA Certificates	1.59%	1.60%

*APY - Annual Percentage Yield. ** Money Space Youth Certificate is a 12-month certificate for Ent members under 18 years of age. Lion One Checking accounts earn dividends at the Free College Checking dividend rate. "Business Accounts" (Commercial Checking Accounts) in existence prior to 8/1/2006 will receive dividends at the same rate as ValuePLUS Checking accounts.

Certificate Minimum Deposit Requirements: $25 for a My Savings Starter Certificate or a 6-month term My Savings Builder Certificate, $500 for regular Certificates, and $5,000 for Priority Certificates. The My Savings Builder Certificate has a $1,000 deposit maximum, and cannot be opened as an IRA or ESA. Certificates and IRA Certificates may have a penalty for early withdrawal. HSA Certificates are available in terms from 3 to 23 months.

Rates are subject to change without notice. Dividends are paid from current income and available earnings after required transfers to reserves. Fees may reduce earnings. Please reference "Important Account Information" for additional information. For additional rate information, please call (719) 574-1100 or 800-525-9623.