Ent Logo   P.O. Box 15819
Colorado Springs, CO 80935-5819
(719) 574-1100 (800) 525-9623

Mortgage Rates    Effective Date: 9/8/2010

Product Term Interest Rate APR**
 10-Year Fixed-Rate Loan  10 Years  3.750%   4.114% 
 15-Year Fixed-Rate Loan  15 Years  3.875%   4.129% 
 20-Year Fixed-Rate Loan  20 Years  4.250%   4.454% 
 30-Year Fixed-Rate Loan  30 Years  4.500%   4.651% 
 30-Year My Community Loan  30 Years  4.375%   4.975% 
 30-Year Fixed-Rate First-Time Homebuyer (FTHB)  30 Years  4.375%   4.509% 
 InterestFirst  30 Years  5.375%   5.584% 
 One Year ARM (1/1)  30 Years  2.000%   2.940% 
 Three Year ARM (3/1)  30 Years  2.750%   2.983% 
 Five Year ARM (5/1)  30 Years  3.375%   3.188% 
 My Community Five Year ARM (5/1)  30 Years  3.375%   3.795% 
 Seven Year ARM (7/1)  30 Years  4.125%   3.540% 
 15-Year VA Loan  15 Years  4.000%   4.525% 
 30-Year VA Loan  30 Years  4.500%   4.807% 
 15-Year FHA Loan  15 Years  4.000%   4.751% 
 30-Year FHA Loan  30 Years  4.500%   5.144% 
 15-Year Jumbo Loan  15 Years  4.375%   4.559% 
 20-Year Jumbo Loan  20 Years  4.750%   4.899% 
 30-Year Jumbo Loan  30 Years  5.000%   5.112% 
 Three Year Jumbo ARM (3/1)  30 Years  3.500%   3.308% 
 Five Year Jumbo ARM (5/1)  30 Years  4.125%   3.583% 
 Seven Year Jumbo ARM (7/1)  30 Years  4.875%   4.005% 
 Construction Loan up to $417,000  Up to 12 Months  3.000%   5.677% 
 Construction Loans $417,001 and Above  Up to 12 Months  3.500%   6.068% 
 Land Loan  3 Yr Balloon 15 Yr Amort.  7.000%   7.555% 
 Land Loan  5 Yr Balloon 15 Yr Amort.  7.750%   8.278%